SERVICES
FIRST HOME BUYERS
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Buying your first home can be an exciting experience, but it can be quite overwhelming. I will make the home loan application process as smooth and easy as possible so you can concentrate on finding the right home. I will help you to understand the types of home loans available to you and will assist you in choosing the right one for your situation. I will also advise whether you are eligible for the First Home Owners Grant or any state government assistance and ensure the correct paperwork is completed.
HOME LOANS
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I deal with a wide panel of major banks and other non-bank secure lenders, and I fully understand home finance. Getting your proposed home loan arranged early will ensure you are in the best position to negotiate for your next home on your own terms. While the home loan application process can seem daunting, I will make it simple and ensure you understand all the bank paperwork associated.
REFINANCING
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Before refinancing, your circumstances need to be fully understood. The most important thing to look at is whether refinancing will place you in a better position. I will go through the sums with you to show you the costs and savings applicable to your personal situation when restructuring your current facilities. Should you decide that refinancing is the right option for you, I will help you complete all the necessary paperwork to make the change for the better.
INVESTMENT
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Property investment can be a smart wealth creation strategy; if you get it right. That doesn’t just mean finding the right property – you need the right investment finance as well. Your investment loan package should be tailored to suit your investment strategy and goals both short term and long term. Whether you are an experienced property investor with a big portfolio, or just starting out with your first property, I will help you get the right investment loan for your circumstances.
SELF EMPLOYED
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Being self-employed or a small business owner can be challenging. Self-employed borrowers need a loan that is tailored to their needs. Many don’t have the full financial history required to get a regular loan, but ‘low doc loans’ can fulfil the needs of many self-employed borrowers. Self-employed clients are often overwhelmed due to the conflicting information they find in their research, however, this process does not need to be complicated. Through liaison with my clients and their accountants I simplify this process and obtain the best outcomes for my clients.
COMMERCIAL LOANS
Over the last 5 years Peter has introduced Financial Planning into his Business. This enables Express Finance Options to be a one stop shop for all your lending and planning needs. We have the facilities to assist in all areas of Financial Planning; including Superannuation, Wealth Creation and Protection, Investment Advice, Transition to Retirement, Salary Sacrifice to name a few.
DISCLAIMER: Your full financial situation will need to be reviewed prior to acceptance of any offer or product