'Peter and Shannon at Express Finance Options were fantastic to deal with. Always available for questions and any extra information needed. They are both really good at what they do and getting the job done. Thank you for helping us buy our new lifestyle property we very much appreciate it and are looking forward to making it ours.' 

Jess & Jason, Pinjarra WA

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'Pete and Shan were extremely helpful, professional and very down to earth. We couldn’t have done this without their assistance. They are driven to succeed in getting the best outcome for their clients. We would not hesitate in recommending Pete & Shan at Express Finance Options to others, and we will definitely use their services again in the future. Thanks folks.'

Alex, WA

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'Huge thanks to Pete and Shannon for guiding us through the mortgage process and helping us reach our financial homeownership goals. Communication and flexibility with their schedules to suit our needs has been outstanding. If you're considering using a mortgage broker we can't recommend Pete and Shannon highly enough.'

Phil & Cat, Porepunkah VIC

 

'From the moment we contacted Peter and his team at Express Finance Options we felt fully supported. Their professional and personable approach takes the worry out of the whole process. Despite being on the other side of the country, all communication was prompt, with any question or query clearly explained to us. They found us a great deal, in a short time frame with no fuss or worry. I could not recommend Peter's services highly enough.'
Ryan & Sheree, Broome WA

 

'Pete and Shannon were great to work with and gave us a lot of confidence in how to structure our loan. Pete was very knowledgeable and they kept us updated throughout the process in a timely manner. '

Adrian & Phoebe, Donvale VIC

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'Pete and Shannon have been absolutely amazing! They were both happy to answer my calls any time for even the smallest things and never made me feel like I was bothering them! I am now in an amazing home with my partner and we are financially smashing it! 110% would recommend to all my friends and family!'

Courtney & Josh, Albury NSW

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'Pete and Shannon were my knights in shining armor! Their communication throughout my re-financing was amazing and professional. I have dealt with other mortgage brokers before but Pete is by far the best. I strongly recommend Express Finance Options to everyone! Also, if you’re worried they are based in Bright and you are from Melbourne, don’t stress! Pete is frequently in Melbourne to meet up and was always available to discuss any questions or queries I had! Thanks again team!!'

Aimee, Lilydale VIC

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'Express finance options can’t be praised enough in my opinion.

Peter and Shannon work together as a brilliant team, and in doing so have allowed my financial situation to become more affordable, and save my family literally thousands of dollars annually. I strongly recommend Peter and Shannon more than words can say. Their service, commitments and dedication toward your personal needs is above and beyond expectations and I am forever greatful.

My situation on this occasion, was a lengthy process, with debt consolidation, but we achieved our goal and it was all worth it, but in saying that every person’s situation is different to each other. I have recommended Peter and Shannon to many people since my experience with them, and I honestly don’t have a bad word to say about them. We live hundreds of kilometers apart, but contact was easy via email & phone calls. To sum up my opinion......Don’t look past them. They score a 10 out of 10 in every area. Peter and Shannon were recommended to me by friends of mine that Peter worked with and helped out. From that, I made a simple phone call to Peter and that started the process, honestly it was the best advice I have ever acted upon. Thank you Peter and Shannon, keep doing what you do, as what you do for a living has changed our lives for the future in the best possible way.'

Mark & Sharon, Temora NSW

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'My partner and I couldn’t thank or recommend Peter and Shannon enough, they worked with us around the clock to help find and secure the best possible loan we could afford (and still have a life) at the same time. They were in constant contact with us and made sure we knew what was going on, we couldn’t have done it without the help from these two. So if you’re looking at purchasing your own home/property you couldn’t find a better team than the one at Express Finance Options.'

Joel & Lilly, Bright VIC

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'We wouldn't hesitate to recommend Mortgage Broker Pete Smith. With Settlement on our Commercial Property looming - and still no loan approval - we were in a bit of a pickle. Walking into the Express Finance Options office and speaking with Pete was the first time I felt I was talking to someone who understood how small businesses work - and what the bank was looking for. With Pete's expertise, we were able to present a compelling case to the bank and our commercial loan was duly approved. We can't thank Pete and Shannon enough and look forward to working alongside them in the future.'

Leigh & Kristen, Bright VIC

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'Peter and Shannon from Express Finance Options were miracle workers for us as first home buyers. Buying our first home and being relatively unsure of the whole process, it was very comforting to have Pete there to explain how it all works. More so, Pete went above and beyond researching what our best options were, both legally and financially. Their phones are always on and they made it clear very early that there are no silly questions (to which we had many!). Pete communicated with the conveyancer, real estate agent and financial institutions to make sure everything ran smoothly. When selecting our loan, he took into account our personal preferences, spending habits and negotiated the best interest rates to ensure we got the best offer possible. Post settlement we are still in constant with Pete and Shannon, exemplifying their ‘lifetime client’ approach. We highly recommend Pete’s services for anyone.'

Kelsey & Ella, Hawthorn East VIC

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'We absolutely love Pete !! He's fast, efficient and makes everything so easy . His PA Shannon is fantastic also. Kept us updated throughout the process. Super lovely team!'

Jarod & Chelsea, Tatura East VIC

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'Both Pete and Shannon were very thorough in regards to all the banking terms and conditions and were happy to assist anytime we needed to ask a question, no matter the time or day. Shannon would contact us before we even had the chance to ask her anything, amazing service!! Very friendly both Pete and Shannon, like we had known them for years!! From the initial consultation right up to the final hours before settlement, Pete and Shannon have gone above and beyond! Pete got us some amazing deals, can't thank you guys enough!! Cannot recommended them highly enough!!'

Davide & Frances, Greenvale VIC

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'Peter and Shannon were incredibly knowledgeable and supportive. Nothing was ever too much trouble. It took us several months to work through our options and to make a final decision but Peter showed great patience, kept providing assistance and advice but no pressure. They made a somewhat daunting process for us stress free. Highly recommend Express Finance Options.'

Mitchell & Jacinta, Thurgoona NSW

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'Just want to say thank you to Peter, Shannon and team. You have made my experience of 'growing up' easy and painless. I work away at long periods of time which can be challenging but the team helped me all way throughout land and construction loans. You guys are the best chuck out the rest! A special thanks to Shannon for your tireless work on the '11th hour'. Couldn't of done it without your knowledge and patience, thank you.'

Alistair, Harrietville, VIC

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'Peter and his team did a brilliant job at getting us the home loan. So professional and experience is second to none. Couldn't have asked for a better broker to help us get our loan. Couldn't ask for a better person to go to. Thanks Peter and Team'

Dang, Albury, NSW

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'Peter, thank you again for being such a wonderful support during the purchasing of our recent property. You have guided me financially over the past 7 years and with your help I now have an investment property as well as a family home. I cannot fault you or your amazing team throughout the whole process.  You were always available to answer any questions and I feel the advise you provided was relevant to my current financial situation and growing family. I have no hesitation in recommending your services to any of my family or friends and look forward to our 2 year review to see how I can continue to grown my property portfolio'

Monica, Balwyn North, VIC

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'I found Pete & the team at Express Finance Options provide a clear, efficient, personal & friendly service. I found their ability to help us wade through the host of legal, technical & requirements that the banks require a godsend.'

Tony & Claire, Black Rock VIC

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'It was a pleasure dealing with Peter & Shannon, they dealt with everything to do with our loan and kept us up to day with the progress. They were very efficient and we wouldn't hesitate in recommending them to anyone.'

Jenny & James, Havilah VIC

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'I highly recommend Peter & Shannon, it was my first application for finance and it was all taken care of without any hassles.'

Jayden, Havilah VIC

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'Peter and Shannon were amazing in assisting us to secure our land loan and then construction mortgage. Nothing was a problem for them and they went above and beyond to help us. Being our first mortgage we were new to the game and it was a relief to know that none of our questions were too silly and they always had our best interests at heart. We were comfortable knowing we were in the best possible hands and both Peter and Shannon worked tirelessly to ensure the outcome was the absolute best for us and our young family. Thanks so much guys, we appreciate everything you did to help get us through and all of your advice, we will definitely be recommending you to everyone we know.'

Matt & Kim, Porepunkah VIC

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'Excellent service!! Pete goes over and above to ensure he delivers personalized financial advice & guidance with a straight forward practical approach. Couldn't recommend him highly enough!!'

Stephanie & Bryce, Toolamba VIC

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'We had been through another broker and had given up on the block we wanted and were resigned to saving more etc. I met with Pete and Shannon and within a month we had secured the loan and streamlined our banking to simplify things further. A great team and product and thanks to them we will be living in our dream location. Thanks!!'

Gordon & Ailsa, Bright VIC

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'From the initial phone call to the final congratulatory email from Peter and Shannon, we felt safe and secure. Everything was explained, no question was silly and Peter and Shannon genuinely care for their clients. They're discreet, confidentiality is maintained and I can't recommend them highly enough.'

Kylie, Jindera NSW

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'To anyone needing finance, I couldn't recommend a better financial team than Express Finance Options. With the financial knowledge of Peter, and the follow up contact of Shannon daily, I knew I was in safe hands. When I first sat down with Peter I was actually scared of money due to the daily 'easy come, easy go' attitude, and having a few skeletons in the close. Peter made me feel comfortable about putting it all on the table so we could move forward, and help me get what I wanted. Without Peter and Shannon's help, I wouldn't be watching my new dream home get built. Thank you guys'

Shane, Wodonga VIC

 

'A big thank you to Peter and Shannon for all your hard work in dealing with the banks, sorting through all the paperwork, and getting us a better mortgage rate! Katherine and I are very satisfied customers again and look forward to continuing to work with you in the future.' 

Matthew & Katherine, Vermont VIC

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'Thanks Pete and Shannon, I got the best outcome I could hope for. I appreciate the attention to my unique situation and your ability to find a solution for me!'

Natasha, Porepunkah VIC

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'Getting your first loan can be a scary thing. We didn't have to worry about anything, as right from the start we knew that Express Finance Options had everything in hand. We had a few unexpected hiccups with our finances along the way that we would not have been able to rectify as quickly as we did without Express Finance Options on board. Would definitely recommend to family and friends.'

Ben & Emma, Airport West VIC

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'Pete became our financial adviser 6 years ago when we purchased our first block of land. Now onto building our second home, Pete has been there continuously over our financial journey. He has provided support and advice along the way, while always keeping our best interests in mind. He is always going the extra mile and continually comes back to us with good news, even after we consider the job to be done. He provides us with the knowledge we need to make smart financial decisions that are best for our growing family. Thank you so much Pete, we appreciate all of your hard work.'

Daniel & Charlotte, Bright VIC

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'Peter Smith has been my mortgage broker since 2004 when he helped me get a great loan for my first house purchase. Since then I have engaged Pete several times to do a ‘health check’ on my loans and make sure they are structured to suit my needs. The reason I keep using Pete as my broker is because he takes the time to listen and understand my financial situation and explains bank jargon in easy to understand language. Not only has Pete saved me thousands of dollars over the years, he’s saved me many hours of confusion & stress! Thanks again Pete & team!'

Natalie, Chiltern VIC

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'Great to deal with. Friendly, helpful and get the job done. Will use again.'​

Jason, Mansfield VIC

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'Highly Recommended!!! (With exclamation mark 😊😊😊)
Peter Smith and Shannon were outstanding!!!
We knew that the road to having our first home would be a bumpy ride but naaaah!!! It was all smooth! Yes it was! Take it from me, EFO was fantastic they expertly guided us through the entire process of securing our home loan and the purchase of our new house. We could not be happier.
Peter was incredibly helpful, Shannon was always available to assist and very proactive. I cannot recommend them highly enough. Exceptional service. Thank you Peter Smith-Express Finance Options and the gang.
More powers on helping people achieve their dreams! Kuddos!'

Fatima & Chris, Harrietville VIC

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'Recently we took the plunge and purchased a house. The whole experience was unexpectedly smooth and relatively stress free, thanks to the fantastic services of Pete Smith and the team at EFO.

Pete's advice and professionalism, combined with a willingness to go the extra mile, ensured the entire process was efficient and easy. We will not hesitate to use Express Finance Options again in the future. You nailed it guys!'

Kim, Wandiligong VIC

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'Peter did an amazing job getting us over the line to build our first home! He worked so hard on our behalf when so many speed bumps just kept appearing one after the other. We still can't believe that it finally happened! Everything was easy and dealt with as quick as possible and Peter went above and beyond to help us out and was friendly while being professional. He spoke in terms that anyone can understand and made things simple to grasp. We recommend Peter's service highly to anyone who needs a bit of help or guidance with their finances.'

Kyle & Amanda, Mooroopna VIC 

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'Peter’s team do an EXCEPTIONAL job of helping with financial advice and assisting in obtaining loans, and all things financial. Even if we lived on the other side of the planet we would still seek the services of Express Finance Options, no hesitation , when we need help in this area. We know from experience dating back over 20 years, and several home loans later, that Peter and his staff never drop the ball, and always have options to offer, even though, as self-employed, we are often in the “too hard basket” for less effective and less experienced people involved in finance. With their network and contacts,  they are able to get us a much better deal , more easily and quickly, than we could achieve by ourselves. I know, as we tried to do this without his services at one stage, however the banks behave much better when dealing with the competent and experienced staff at Express Finance Options. I would encourage anyone to contact Peter to help take the angst out of buying a property. I have in the past, and will continue to be, recommending the team at Express Finance Options to my family and friends.'

Cheryl, Melbourne VIC

 

'Peter did a fantastic job getting our family our first home! They got us over the line and worked so hard on our behalf when so many hurdles kept appearing. We keep pinching ourselves we are finally there! We recommend their service highly to anyone who needs guidance in their finances or getting a home loan when they don't think they can... Go for it!'

Imogen, Wandiligong VIC

 

'Pete has been looking after our family for nearly 20 years, he's always only a phone call away and has assisted us with our two homes and financial planning. No jargon with Pete he tells you how it is, gets the job done quickly and he genuinely wants to get the best he can for you. I highly recommend Pete to anyone out there that wants to get ahead.'

Nicole, Wodonga VIC

 

'Pete and the team provide a fantastic service. Pete is extremely responsive, insightful, and takes care to support you at every point along the journey. Buying a property is a massive step and having Pete alongside us made all the difference in the world. Service is top class, the loan was perfect, and the rates better than I could have got on my own. I'd recommend Pete and his team to anyone and would be happy to provide more information. Thanks guys.'

Shey, Melbourne VIC

 

'My partner and I can't thank Peter and his team enough for the very prompt and informative service provided. This included all facets with changing banks, eg: credit card organization, comparing home loans between several banks and organizing all paperwork with minimal input from ourselves. We are very happy with our current financial setup and would highly recommend Express Finance Options for anyone looking for an easy way to get the home loan they are after.'

Matt, Doubleview WA

 

'I found Peter Smith and his staff very professional, efficient and totally committed to getting the best deal for me.  Peters contacts and knowledge of the banking industry ensured I received not only the best rate by far, but great ideas and guidance for managing the investment.'

Joe, Perth WA

 

'One of the main reasons why I appreciated Peter's work is because I'm a big believer in actions speaking louder than words.  There was no mucking around and he got things done when he said he would. Thank you Peter for getting the job done so quickly and efficiently at a time when we had no idea if we could pull it off.  Given the circumstances and the short time frame you were given, we were very impressed and grateful that you were able to sort everything out for us.'

Katherine & Matt, Melbourne VIC

 

'Peter Smith has recently assisted me with purchasing a home in Melbourne. He was fantastic throughout the entire process even coming to our house after hours so that we could sign the loan contracts. Peter has a wealth of knowledge and experience to guide you through the home buying journey. He has been easy to contact and he is always willing to help. I highly recommend Peter for any financial needs.'

Kylie & Darin, Melbourne VIC

 

'We have been with Pete for over ten years. We first turned to him when we found ourselves in financial turmoil. Within twelve months, we were on top of things again. We have never looked back.  Pete has guided us with all of our financial ventures. Even when we moved to Broome, the distance wasn’t an issue.' 

Bindi, Broome WA

 

'Smithy’s always been good with money. We have had five loans through Smithy. Most of the time, we have been in other parts of the state. He has been extremely efficient and hassle-free. I wouldn’t hesitate to recommend Smithy to anyone. ' 

Wayne, Mt Beauty VIC

 

'We just needed to refinance and was too much of a hassle dealing with some of the bigger banks so we went to Pete. There was minimal fuss, minimal contact and he got the job done. He let us know all the options that were available to us and we went with the best one.' 

Sam, Bright VIC

 

'It is with pleasure that I write this reference on Peter Smith, to make it simple he is a man of his word. He made things possible for me at the age of 63 years to be able to purchase a loan for my home. Through his total commitment and dedication, his trust in the industry made this all possible. Every time I walk in my front door of my home I think of all the dedication that Peter applied to make my dream home come true.' 

Patricia, Avoca VIC

 

'I was referred to Pete earlier this year, as I was starting the very fun task of buying a new home. Being a first home buyer - I was very scared to enter the buyer's market and use all of my hard earned savings on a new house (most of which I would have loved to spend on clothes & shoes). I had so many questions and very unsure I would be able to keep up repayments if interest rates rose, etc.  I had a few dramas with my original purchase and Pete made sure he was right across it, he knew the answer to every question I had, some of which had nothing to do with finance! Pete was not only my financial advisor but somewhat of a guidance councillor for me through this decision-making process.  No question I had was silly, and every question I did have was answered so that I understood. I am now an extremely proud owner of a house and I know none of it would have happened without Pete. I can't wait to purchase another house, and I know Pete will be with me every step of the way.'

Sophie, Albury NSW